Banking | Penny Pinching Hints

Mortgages: To Reverse or Not to Reverse?

If you are 62 and you have paid off your house or have at least 40% equity in your home, you can turn an illiquid asset into cash …

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Certificates of Deposit (CDs) Are a Great Way to Save

CDs pay a higher rate of interest on monies you deposit as savings than what you receive when you deposit in a regular savings account. The stipulation is, …

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Don’t Use that PIN Number!

Debit cards can help you stay out of debt. You are less likely to overspend when the charge comes directly from your bank account instead of accumulating throughout …

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Get Yourself the Best Bank Terms

Both small local banks and credits unions get it done, not the big financial institution taxpayers have had to bail out. In fact, during his downturn in the …

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How to Get Mortgages and Save

Put down a good down payment. You will be financing less after a good down payment, and that will make a considerable difference on the amount of your

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Limit Your Risks as a Cosigner

Parents, grandparents, a good friend? Any of you may be asked to cosign in today’s economic world for a young person. Why?

Young people who are under 21, …

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New Reforms Have Reigned in Bank Fees, BUT….

New regulatory laws are lessening excessive bank fees, and that helps the consumer. But, banks are not taking this reduction lying down. Pennypinchinghints.com warns you to watch out …

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