If you are 62 and you have paid off your house or have at least 40% equity in your home, you can turn an illiquid asset into cash to …

CDs pay a higher rate of interest on monies you deposit as savings than what you receive when you deposit in a regular savings account. The stipulation is, however, …

Debit cards can help you stay out of debt. You are less likely to overspend when the charge comes directly from your bank account instead of accumulating throughout the …

Both small local banks and credits unions get it done, not the big financial institution taxpayers have had to bail out. In fact, during his downturn in the economy …

• Put down a good down payment. You will be financing less after a good down payment, and that will make a considerable difference on the amount of your monthly
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Parents, grandparents, a good friend? Any of you may be asked to cosign in today’s economic world for a young person. Why?

Young people who are under 21, have …

New regulatory laws are lessening excessive bank fees, and that helps the consumer. But, banks are not taking this reduction lying down. Pennypinchinghints.com warns you to watch out for …

No matter what age you are, you must begin to save now, and do it regularly. There is no excuse. You may think you can’t afford it, but, the …

It is amazing how little students actually learn about money in school. Do they know how to spend, how to save, how to invest, even how to balance a …

Before applying for a loan, be sure to consider these eight tips:

1. Before getting a loan, always evaluate if you really need this loan. Loans are expensive. Can you
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