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	<title>Comments on: Wise Banking Can Save You Money</title>
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	<description>Just ONE Stop: Save Time and Money!</description>
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		<title>By: BP gas credit card</title>
		<link>http://www.pennypinchinghints.com/financial-savings/banking/50/#comment-35746</link>
		<dc:creator>BP gas credit card</dc:creator>
		<pubDate>Thu, 21 Jul 2011 05:33:18 +0000</pubDate>
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		<description>I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?.</description>
		<content:encoded><![CDATA[<p>I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?.</p>
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