Be Careful with Gift Cards
Gifts cards can be the way to go. They are convenient, allow the receiver to buy what he or she wants, and eliminate the need for exchanges. But, …
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Browsing Savings Tips in “Credit cards”
Be Smart with Prepaid Cards
Gift cards are like cash and make good gifts, in general. However, many gift cards do expire, and they are tied to one store. If the person receiving …
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Beware Retirement Savings Through Credit Cards
The Baby Boomers are reaching that age, and credit card companies see a way to entice them. Some credit cards are offering rewards programs are automatically placed in …
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Credit Cards and College Students
The average credit card debt is just over $2,000! Ouch!
The average college student debt, after four years, is $25,000.
College students don’t need another reason to incur …
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Don’t Use that PIN Number!
Debit cards can help you stay out of debt. You are less likely to overspend when the charge comes directly from your bank account instead of accumulating throughout …
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Everything You Need to Know About Credit Cards to Save Your Pennies
- Use credit cards wisely. Do not use a credit card like a bank. Bank loans are ultimately cheaper at 6-12 %, depending on the purpose of the loan.
…
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Limit Your Risks as a Cosigner
Parents, grandparents, a good friend? Any of you may be asked to cosign in today’s economic world for a young person. Why?
Young people who are under 21, …
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New Credit Card Law
Finally, consumers of credit card services are getting some protection. The New Credit Card Act goes into effect this year, so you may be getting some very good …
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Save Money: Make Sure You Have a Good Credit Score
A better credit score, the higher the better, can save you thousands of dollars. Interest rates are based on your credit score, and interest accumulates over the life …
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Sometimes It’s Best to Pay with a Credit Card
Debit card use has increased greatly in the past five years. That seems smart because when you pay with a debit card it’s just like paying with cash …
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Use Credit Cards Wisely While in College and Save
It is not a bad idea to have a credit card in college. Credit cards help with identification, for travel plans, and in case of emergencies when you’re …
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Use Your Credit Card to Help You Save on Unwanted or Flawed Purchases
There are laws that protect you as a consumer, both state laws and federal laws. These laws apply to your credit cards and your debit cards. Because of …
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