Gifts cards can be the way to go. They are convenient, allow the receiver to buy what he or she wants, and eliminate the need for exchanges. But, if …

Gift cards are like cash and make good gifts, in general. However, many gift cards do expire, and they are tied to one store. If the person receiving the …

The Baby Boomers are reaching that age, and credit card companies see a way to entice them. Some credit cards are offering rewards programs are automatically placed in a …

The average credit card debt is just over $2,000!  Ouch!

The average college student debt, after four years, is $25,000.

College students don’t need another reason to incur debt.…

Debit cards can help you stay out of debt. You are less likely to overspend when the charge comes directly from your bank account instead of accumulating throughout the …

• Use credit cards wisely. Do not use a credit card like a bank. Bank loans are ultimately cheaper at 6-12 %, depending on the purpose of the loan. Credit
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Parents, grandparents, a good friend? Any of you may be asked to cosign in today’s economic world for a young person. Why?

Young people who are under 21, have …

Finally, consumers of credit card services are getting some protection. The New Credit Card Act goes into effect this year, so you may be getting some very good news …

A better credit score, the higher the better, can save you thousands of dollars. Interest rates are based on your credit score, and interest accumulates over the life of …

Debit card use has increased greatly in the past five years. That seems smart because when you pay with a debit card it’s just like paying with cash so …