Browsing Savings Tips in “Financial Strategies”

How to Complain!

When you spend your money, you should receive services in kind. If you are disappointed, you deserve some compensation. Penny Pinching Hints has some tips for complaining effectively …

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In Debt? Can You Do Anything About It?

Yes!! That’s the simple answer. It is never too late to extract yourself from debt, and paying down your debt has a great pay off for you.

The …

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The National Debt: Cutting the Gordian Knot

No, Penny Pinching Hints is not made up of policy workers, but we are about saving money in reasonable ways. Sometimes we rank and file–when we understand the …

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Make Money Getting Rid of Stuff

Stuff—yuck! Getting rid of stuff—refreshing! Downsizing is the new trend. It is not only a freeing feeling to throw out stuff, but you can also make money doing …

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4 Financial Strategies to Help You Get Out of Debt

When you are faced with a debt situation in which you are having much difficulty dealing with your debts, then you must try to get out of debt …

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Tips for How To Be Money Smart With Social Security

Knowledge is power. Many people do not understand all the ins and outs of Social Security so when it comes to making decisions about how and when to …

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Millions of Earned Income Tax Credit Dollars Go Unclaimed

The Earned Income Tax Credit (EITC) is a way for low-income workers to lower their taxes and receive larger refunds from the Internal Revenue Service (IRS).

Many …

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The One New Year’s Resolution EVERYONE Should Make

The New Year is a time for new beginnings— a time to reflect on those things we want or need to change and then resolve to follow through …

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A New Year, A New Resolution to Save

Some of you have probably read the story in an email or on the internet about a father who for years puts his pocket change into a glass …

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Mortgages: To Reverse or Not to Reverse?

If you are 62 and you have paid off your house or have at least 40% equity in your home, you can turn an illiquid asset into cash …

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Limit Your Risks as a Cosigner

Parents, grandparents, a good friend? Any of you may be asked to cosign in today’s economic world for a young person. Why?

Young people who are under 21, …

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Avoid Debt Scams after the Funeral

When loved ones die, the survivors are vulnerable. It is not the best time for survivors to make decisions. Not only are they in shock, but they are …

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