Browsing Savings Tips in “Financial Strategies”

4 Financial Strategies to Help You Get Out of Debt

When you are faced with a debt situation in which you are having much difficulty dealing with your debts, then you must try to get out of debt by …

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Tips for How To Be Money Smart With Social Security

Knowledge is power. Many people do not understand all the ins and outs of Social Security so when it comes to making decisions about how and when to collect, …

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Millions of Earned Income Tax Credit Dollars Go Unclaimed

The Earned Income Tax Credit (EITC) is a way for low-income workers to lower their taxes and receive larger refunds from the Internal Revenue Service (IRS).

Many people, …

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The One New Year’s Resolution EVERYONE Should Make

The New Year is a time for new beginnings— a time to reflect on those things we want or need to change and then resolve to follow through on …

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A New Year, A New Resolution to Save

Some of you have probably read the story in an email or on the internet about a father who for years puts his pocket change into a glass jar …

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Mortgages: To Reverse or Not to Reverse?

If you are 62 and you have paid off your house or have at least 40% equity in your home, you can turn an illiquid asset into cash to …

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Limit Your Risks as a Cosigner

Parents, grandparents, a good friend? Any of you may be asked to cosign in today’s economic world for a young person. Why?

Young people who are under 21, have …

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Avoid Debt Scams after the Funeral

When loved ones die, the survivors are vulnerable. It is not the best time for survivors to make decisions. Not only are they in shock, but they are also …

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If You Have to Borrow, Borrow in the Right Places

You may think the places out there that will lend you money are helpful, even necessary. Actually, they are making money off you, and making your gap between being …

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Should You Invest in Gold?

In a recent article for AARP Newsletter Michael Zielenziger wrote about the value of gold investment. As he points out, when stocks’ value has been shaken, gold suddenly seems …

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Teach Your Children Well about Money

It is amazing how little students actually learn about money in school. Do they know how to spend, how to save, how to invest, even how to balance a …

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Haggling Saves

Most of us just go along, but the squeaky wheel gets the oil–so, too, do those who ask; they get better deals, that is. It does matter if you …

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