Browsing Savings Tips in “Financial Savings”

Beware Retirement Savings Through Credit Cards

The Baby Boomers are reaching that age, and credit card companies see a way to entice them. Some credit cards are offering rewards programs are automatically placed in a …

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Bucket List or Bucket Retirement Plan?

Most people plan their retirements to last for 30 years. The traditional way to draw down on invested retirement monies has been to make your savings last for those …

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Certificates of Deposit (CDs) Are a Great Way to Save

CDs pay a higher rate of interest on monies you deposit as savings than what you receive when you deposit in a regular savings account. The stipulation is, however, …

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Computer Deals for Students

You will not always have to pay sticker price for computers for students going back to school or off to college. Think about these possible options. Although they may …

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Credit Cards and College Students

The average credit card debt is just over $2,000!  Ouch!

The average college student debt, after four years, is $25,000.

College students don’t need another reason to incur debt.…

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Don’t Use that PIN Number!

Debit cards can help you stay out of debt. You are less likely to overspend when the charge comes directly from your bank account instead of accumulating throughout the …

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Everything You Need to Know About Credit Cards to Save Your Pennies

  • Use credit cards wisely. Do not use a credit card like a bank. Bank loans are ultimately cheaper at 6-12 %, depending on the purpose of the loan. Credit

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Financial Planning After the Death of a Spouse

No one wants to talk about it, even think about it. The death of a spouse is traumatic emotionally. It is also a time when you should be protecting …

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Fixing Your Monthly Car Payment Blues

When buying a new car most people finance through the car dealer. Why not? Many dealers offer great APRs, even 0%. But if you don’t have the best credit …

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General Strategies for Paying for College

Here are some general strategies to help in saving money for college or finding money to pay for college:

  • Consider the thirds rule. Estimate the cost of 4 years

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Get Yourself the Best Bank Terms

Both small local banks and credits unions get it done, not the big financial institution taxpayers have had to bail out. In fact, during his downturn in the economy …

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Haggling Saves

Most of us just go along, but the squeaky wheel gets the oil–so, too, do those who ask; they get better deals, that is. It does matter if you …

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