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	<title>Penny Pinching Hints &#187; Buying and Selling a Home</title>
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	<description>Just ONE Stop: Save Time and Money!</description>
	<lastBuildDate>Fri, 10 Feb 2012 15:54:28 +0000</lastBuildDate>
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		<title>Can you Save Buying a Foreclosure?</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/can-you-save-buying-a-foreclosure/6636/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/can-you-save-buying-a-foreclosure/6636/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 12:47:51 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Buying and Selling a Home]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[buying foreclosures]]></category>
		<category><![CDATA[money saving tips on buying a house]]></category>
		<category><![CDATA[tips on buying foreclosure]]></category>

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<p>Buying a home that has been foreclosed on is definitely cheaper than buying traditionally because you will be buying lower than the market price.  Right now luxury homes, condos, &#8230;</p>Share and Enjoy
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Buying a home that has been foreclosed on is definitely cheaper than buying traditionally because you will be buying lower than the market price.  Right now luxury homes, condos, and even modest homes are being sold as foreclosures.  In fact, forec - http://www.pennypinchinghints.com/homeowner-savings/can-you-save-buying-a-foreclosure/6636/" title="Email this" target="_blank">Email</a>
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		<title>How to Make a Real Estate Deal</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/how-to-make-a-real-estate-deal/6302/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/how-to-make-a-real-estate-deal/6302/#comments</comments>
		<pubDate>Tue, 31 May 2011 14:00:56 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Buying and Selling a Home]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[buying a house tips]]></category>
		<category><![CDATA[money saving tips on real estate]]></category>
		<category><![CDATA[selling a house tips]]></category>

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<p>Selling a house?  Buying a home?  The housing market is not what it used to be today so Penny Pinching Hints is offering some tips that can help you &#8230;</p>Share and Enjoy
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Selling a house?  Buying a home?  The housing market is not what it used to be today so Penny Pinching Hints is offering some tips that can help you actually consummate deal.

Selling Dos:

	Inspect your home before you put it on the market.  M - http://www.pennypinchinghints.com/homeowner-savings/how-to-make-a-real-estate-deal/6302/" title="Email this" target="_blank">Email</a>
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		</item>
		<item>
		<title>Should You Buy A Home?</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/should-you-buy-a-home/2394/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/should-you-buy-a-home/2394/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 18:15:43 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Buying and Selling a Home]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[buying real estate]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[money tips]]></category>

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<p>It is true home prices are down and it’s a buyers’ market.  Mortgage rates are low, too, and the $8,000 tax credit has been extended another year (thru 2011) &#8230;</p>Share and Enjoy
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It is true home prices are down and it’s a buyers’ market.  Mortgage rates are low, too, and the $8,000 tax credit has been extended another year (thru 2011) for first-time buyers.  It seems like buying a home today would make good sense, but - http://www.pennypinchinghints.com/homeowner-savings/should-you-buy-a-home/2394/" title="Email this" target="_blank">Email</a>
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		</item>
		<item>
		<title>Selling Your Home</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/selling-your-home/337/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/selling-your-home/337/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 19:18:54 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Buying and Selling a Home]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[lower realtor  fees]]></category>
		<category><![CDATA[selling your home]]></category>
		<category><![CDATA[tips on selling your house]]></category>

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<p><strong>Save on realtor costs</strong>.  Some realtors are worth the commission; others are not.  In general you should research your options.  Here are some of those options.</p>
<ul>
<p>
<li>Negotiate commission </li></p>&#8230;</ul>Share and Enjoy
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	Negotiate commission fees.  Some real estate companies will not negotiate, but it’s - http://www.pennypinchinghints.com/homeowner-savings/selling-your-home/337/" title="Email this" target="_blank">Email</a>
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		</item>
		<item>
		<title>How to Get Mortgages and Save</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/how-to-get-mortgages-and-save/253/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/how-to-get-mortgages-and-save/253/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 20:33:57 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Buying and Selling a Home]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[Insurance Savings]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[mortgage savings. money saving tips to get best mortage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[refinancing]]></category>

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<ul>
<p>
<li>Put down a good down payment.  You will be financing less after a good down payment, and that will make a considerable difference on the amount of your monthly </li></p>&#8230;</ul>Share and Enjoy
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	Put down a good down payment.  You will be financing less after a good down payment, and that will make a considerable difference on the amount of your monthly payment.  20% down is the best!


	Always check the annual percentage rate (APR) - http://www.pennypinchinghints.com/homeowner-savings/how-to-get-mortgages-and-save/253/" title="Email this" target="_blank">Email</a>
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		</item>
		<item>
		<title>Money-saving Tips for Purchasing Home Insurance</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/home-insurance/97/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/home-insurance/97/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 15:41:49 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Buying and Selling a Home]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[Insurance Savings]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[money saving tips]]></category>

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<p><strong>Shop for the best-priced policies.</strong>
<ul>
<p>
<li>Begin by <strong>looking in different locations for policy prices and for reliable service</strong>: online, in the yellow pages, by word-of-mouth—check out large and </li></p></ul>&#8230;</p>Share and Enjoy
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	Begin by looking in different locations for policy prices and for reliable service: online, in the yellow pages, by word-of-mouth—check out large and small private companies—contact your state’s insura - http://www.pennypinchinghints.com/homeowner-savings/home-insurance/97/" title="Email this" target="_blank">Email</a>
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		<title>Save Money When Buying a Home</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/buying-a-home/81/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/buying-a-home/81/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 23:51:33 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Buying and Selling a Home]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[buying property]]></category>
		<category><![CDATA[real estate]]></category>

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<p><strong>Buying Saves Rent.</strong>  Buying a home allows you to build equity. Instead of giving money to your landlord, you can pay yourself.  You can also lock in your monthly &#8230;</p>Share and Enjoy
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