It is true home prices are down and it’s a buyers’ market. Mortgage rates are low, too, and the $8,000 tax credit has been extended another year (thru 2011) …

Home heating costs are going up. No one needs to tell you that, right? Oil, natural gas, and electricity are expected to increase each year by at least 2%. …

Buying a home that has been foreclosed on is definitely cheaper than buying traditionally because you will be buying lower than the market price. Right now luxury homes, condos, …

With the end of 2010, home energy rebates through the federal government have gone away. That does not mean homeowners can’t save on energy-efficient replacements and projects.

First, …

There is a rule of thumb: You should have two dollars’ worth of value for every dollar spent! Also, you should look around you. Do not over-improve in a …

The most common types of heating fuels are propane, oil, and electricity. These are basics fuel types that are available everywhere and generally cost about the same. Sometimes one …

• Put down a good down payment. You will be financing less after a good down payment, and that will make a considerable difference on the amount of your monthly
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Selling a house? Buying a home? The housing market is not what it used to be today so Penny Pinching Hints is offering some tips that can help you …

Plan ahead to save money: It is very important to budget. Budgets help you know what you can afford without spending too much and can help you make better …

Furniture:

• January and July are the best times to get good prices on furniture, and buy outdoor furniture in September.
• Shop both the outlet section of furniture stores and
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