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	<title>Penny Pinching Hints &#187; Savings for Daily Living</title>
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	<description>Just ONE Stop: Save Time and Money!</description>
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		<title>16 Little Known Saving Facts</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/16-little-known-saving-facts/8016/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/16-little-known-saving-facts/8016/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 14:45:27 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[saving tips]]></category>

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<p>Knowledge is power.  Knowing where to find bargains and how to save is money in your fist! </p>
<p>If you want to save money, here are some little known facts &#8230;</p>Share and Enjoy
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Knowledge is power.  Knowing where to find bargains and how to save is money in your fist!  
If you want to save money, here are some little known facts that will give you a saving edge.


	You can get 10 minutes of free talk to landlines in 55 - http://www.pennypinchinghints.com/savings-for-daily-living/16-little-known-saving-facts/8016/" title="Email this" target="_blank">Email</a>
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		<title>5 Little Money Saving Tips</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/5-little-money-saving-tips/7447/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/5-little-money-saving-tips/7447/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 13:03:25 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>

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<p>Here is a Dear Abby approach to some basic savings and money questions.</p>
<p><b><em>It’s been hot out there!  And, pools have been life savers.  But, they are expensive, too.  </em></b>&#8230;</p>Share and Enjoy
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It’s been hot out there!  And, pools have been life savers.  But, they are expensive, too.  How to save?  

Downsize your pump.  You only need a 3.5 horsepower pump.  Why  - http://www.pennypinchinghints.com/savings-for-daily-living/5-little-money-saving-tips/7447/" title="Email this" target="_blank">Email</a>
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		<item>
		<title>A Few Other Buying Tips You Need to Know</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/a-few-other-buying-tips-you-need-to-know/418/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/a-few-other-buying-tips-you-need-to-know/418/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 18:52:00 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[buying tips]]></category>
		<category><![CDATA[deals calendar]]></category>
		<category><![CDATA[other money-saving hints]]></category>
		<category><![CDATA[other penny pinching tips]]></category>
		<category><![CDATA[shopping bargain calendar]]></category>
		<category><![CDATA[shopping tips]]></category>

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<ul>
<p>
<li><strong>Buy by the month.</strong>  Certain months are known for a deal on certain items.  January is known as the month to buy linens.  After Christmas you can get deals </li></p>&#8230;</ul>Share and Enjoy
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	Buy by the month.  Certain months are known for a deal on certain items.  January is known as the month to buy linens.  After Christmas you can get deals on most everything.  Wait until after Labor Day to buy back to school clothes, wait until - http://www.pennypinchinghints.com/savings-for-daily-living/a-few-other-buying-tips-you-need-to-know/418/" title="Email this" target="_blank">Email</a>
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		<title>A Few Simple Ways to Reduce Your Energy Consumption</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/a-few-simple-ways-to-reduce-your-energy-consumption/8558/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/a-few-simple-ways-to-reduce-your-energy-consumption/8558/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 14:29:32 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Energy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[energy savings]]></category>
		<category><![CDATA[money saving tips on energy]]></category>

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<p>For the majority of us living on a budget, a hefty energy bill coming in at the end of the month is the last thing we want to see. &#8230;</p>Share and Enjoy
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		<title>An Investment Gift</title>
		<link>http://www.pennypinchinghints.com/financial-savings/an-investment-gift/3709/</link>
		<comments>http://www.pennypinchinghints.com/financial-savings/an-investment-gift/3709/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 12:53:56 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Celebrations]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[holiday gifts]]></category>
		<category><![CDATA[saving]]></category>

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<p>It might be the best gift a young person could get this holiday&#8211;an investment.  It teaches how to invest, the value of money, and how to acquire money.  Knowledge &#8230;</p>Share and Enjoy
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It might be the best gift a young person could get this holiday--an investment.  It teaches how to invest, the value of money, and how to acquire money.  Knowledge is a great gift, and if it’s financial knowledge, even better.  But, how do you  - http://www.pennypinchinghints.com/financial-savings/an-investment-gift/3709/" title="Email this" target="_blank">Email</a>
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		<title>Back to School Bargains</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/back-to-school-bargains/465/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/back-to-school-bargains/465/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 18:50:16 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[buying school supplies]]></category>
		<category><![CDATA[cheap back-to-school supplies]]></category>
		<category><![CDATA[inexpensive school gear]]></category>
		<category><![CDATA[school bargains]]></category>

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<p>Kids want STUFF for back to school.  Here are some under $30 buys to please them and you.</p>
<p><strong>School Supplies</strong></p>
<ul>
<p>
<li>eBags’ Downloader Laptop Backpack and Lands’ End ClassMate StudyHaul </li></p>&#8230;</ul>Share and Enjoy
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School Supplies


	eBags’ Downloader Laptop Backpack and Lands’ End ClassMate StudyHaul Backpack


	recycled notebooks by Carolina Pad’s Sasq - http://www.pennypinchinghints.com/savings-for-daily-living/back-to-school-bargains/465/" title="Email this" target="_blank">Email</a>
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		</item>
		<item>
		<title>Beware Roaming Charges</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/budgeting-for-daily-needs/beware-roaming-charges/6732/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/budgeting-for-daily-needs/beware-roaming-charges/6732/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 12:48:40 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Electronics]]></category>
		<category><![CDATA[cell phones]]></category>
		<category><![CDATA[smartphones. money saving tips with cell phones]]></category>
		<category><![CDATA[ways to save on cell phones]]></category>

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<p>If you have a smart phone, you are attached to it…for everything.  So, if you are traveling, you most likely have your phone with you and will want to &#8230;</p>Share and Enjoy
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If you have a smart phone, you are attached to it…for everything.  So, if you are traveling, you most likely have your phone with you and will want to use it to stay in touch as well use it for practical necessities like for touring, finding and  - http://www.pennypinchinghints.com/savings-for-daily-living/budgeting-for-daily-needs/beware-roaming-charges/6732/" title="Email this" target="_blank">Email</a>
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		<item>
		<title>Bundling is Cheaper</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/bundling-is-cheaper/1972/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/bundling-is-cheaper/1972/#comments</comments>
		<pubDate>Sat, 05 Jun 2010 12:00:55 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Insurance Savings]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[money saving tips]]></category>

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			</a>
		</div>
<p>Bundling is buying either products or services together in a package at a discounted price.</p>
<p>Bundling for communication services is already well-known.  Buying your cable, your internet service, and &#8230;</p>Share and Enjoy
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Bundling is buying either products or services together in a package at a discounted price.

Bundling for communication services is already well-known.  Buying your cable, your internet service, and phone from one company is usually cheaper than  - http://www.pennypinchinghints.com/savings-for-daily-living/bundling-is-cheaper/1972/" title="Email this" target="_blank">Email</a>
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		<item>
		<title>Burn Less and Save with New Technology</title>
		<link>http://www.pennypinchinghints.com/homeowner-savings/burn-less-and-save-with-new-technology/4216/</link>
		<comments>http://www.pennypinchinghints.com/homeowner-savings/burn-less-and-save-with-new-technology/4216/#comments</comments>
		<pubDate>Tue, 22 Feb 2011 14:09:48 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Energy]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Homeowner Savings]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[energy saving devices]]></category>
		<category><![CDATA[energy savings]]></category>
		<category><![CDATA[money saving tips]]></category>

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<p>Home heating costs are going up.  No one needs to tell you that, right?  Oil, natural gas, and electricity are expected to increase each year by at least 2%. &#8230;</p>Share and Enjoy
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Now there are products available to help you cap those increases.

 

·        - http://www.pennypinchinghints.com/homeowner-savings/burn-less-and-save-with-new-technology/4216/" title="Email this" target="_blank">Email</a>
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		</item>
		<item>
		<title>Car Buying Tips</title>
		<link>http://www.pennypinchinghints.com/savings-for-daily-living/car-buying-tips/351/</link>
		<comments>http://www.pennypinchinghints.com/savings-for-daily-living/car-buying-tips/351/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 22:08:25 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[buying a car]]></category>
		<category><![CDATA[buying a new car]]></category>
		<category><![CDATA[buying a used car]]></category>

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		</div>
<p><strong>Buying a New Car </strong>
<ul>
<p>
<li>Be very careful about entering into a lease for a new car.
</li>
</p>
<p>
<li>Buy a new car at the right time.  End-of-the-year sales (December and January) </li></p></ul>&#8230;</p>Share and Enjoy
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	Be very careful about entering into a lease for a new car.




	Buy a new car at the right time.  End-of-the-year sales (December and January) are good, and buy at the end of the week or month when car sellers are making  - http://www.pennypinchinghints.com/savings-for-daily-living/car-buying-tips/351/" title="Email this" target="_blank">Email</a>
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